Credit ratings

Langetermijn credit ratings

S & P

Moody's

Fitch

SNS REAAL

BBB (stabiel)

Baa2 (under review)

BBB+ (stabiel)

SNS Bank

BBB+ (stabiel)

Baa1 (under review)

BBB+ (stabiel)

REAAL

BBB (stabiel)

SR LEV

BBB+ (stabiel)

A3 (under review)

A- (stabiel)

REAAL Schade

BBB+ (stabiel)

A3 (under review)

A- (stabiel)

Kortetermijn credit ratings

S & P

Moody's

Fitch

SNS REAAL

A3

P-2

F2

SNS Bank

A2

P-2

F2