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| Organisation model and activities overview |
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| Business unit | Brand | Product groups | Clients | Distribution channels
| | SNS Bank | SNS Bank | Mortgages, savings, investments, payments, loans, insurance, commercial credit | Retail, SME | SNS-shops, internet, intermediaries, telephone
| | ASN Bank | Savings, investments, payments | Retail | Internet
| | SNS Regio Bank | Mortgages, savings, investments | Retail, SME | Franchise offices
| | BLG Hypotheken | Mortgages | Retail, SME | Intermediaries, distribution partners
| | SNS Securities | Securities research, institutional brokerage, corporate finance, asset management | Financial institutions (international), wealthy individuals | Account management
| | SNS Property Finance | SNS Property Finance | Property finance (investments, projects, participations) | Companies, profes-sional investors, project developers, housing corpora-tions | Offices
| | REAAL | REAAL | Individual life and group life including disability insurance, and non-life insurance, savings, mortgages, investments | Retail, SME and larger companies | Intermediaries, agents, distribution partners
| | Proteq, Zelf.nl | Property and funeral insurances | Retail | Internet, telephone, alliances
| | Dier en Zorg | Healthcare insurance for pets | Retail | Internet
| | Route Mobiel | Breakdown assistance | Retail | Internet, telephone
| | Zwitserleven | Zwitserleven | Pensions | Large companies and SME | Intermediaries, fee advisors, internet
| | Group activities | SNS Asset Management | Asset management, research sustainable investing | SNS, ASN and Zwitserleven investment funds, investment portfolio REAAL and Zwitserleven, institutional investors and segregated investment large companies | Account management
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